Bad credit is the result of not having full knowledge of the subject. If you are struggling with bad credit, it's not your fault.
We were never taught the rules of credit. If you're like me, we were never taught the power of credit in school or by our parents. We were also not taught how to maintain it, keep it healthy, or fix it.
That's the sad truth, we NEVER had an opportunity to learn HOW to:
- Pay off debts efficiently without impacting their day-to-day
- Manage our credit accounts
- Know HOW the bureaus score your credit situation
- Buy your dream car or house by leveraging good credit
-Leverage credit to fund a lifestyle
- Or simply build a 680+ score.
I say all of this because I’ve been there.
I've faced my fair share of debt... low credit scores... I couldn't even get approved for a simple store card!
The worst part is if this isn’t fixed ASAP, bad credit puts you down a slippery slope that can keep you dependent on others. Bad credit could keep you jobless, carless, and possibly even homeless.
Now, I don't want to worry you with all of these facts.
I'm here to tell you the truth (but don't worry, I'll show you what to do!)
I thought the solution was to start spending less and saving more…
"Living below my means"... I was miserable
It felt like I was slaving away just to get by. Feeling frustrated, I asked myself, "How do all these people that are like me get to travel, buy their dream cars and start businesses? "
The Life I Knew Was GONE For The Next Two Years Saving & Working..
And even then my credit barely improved by a few points.
That's when I learned one of the most valuable lessons of my life:
Building good credit and wealth is NOT about living below your means and paying off your balances... It's ACTUALLY about LEVERAGING your credit…